Synpulse Expert Talk with Billte

Raphael Bianchi (Head Synpulse Switzerland) and Andrea Girasole (CEO Billte) discuss how Billte helps small, medium and large enterprises to digitise and automatise their entire billing process.

We're seeing new billing solutions being introduced to the Swiss market: the QR-Bill and the e-Bill connection plus multichannel possibilities for sending invoices and email reconciliation. In order for enterprises to take advantage of these new solutions in the Swiss marketplace, Billte either collaborates directly with the enterprises or work with banks that serve the SME segment.

Large enterprises often have legacy systems in place, and it’s difficult to change anything in their legacy system. Through establishing a middle layer between their legacy system and ours, it's possible to digitise and automate the invoice and payment system. This process can be rolled out within three months.

For small and medium enterprises this service is provided by the banks, so it’s completely free. SMEs can register for our service and digitise their invoicing processes from day one

Andrea Girasole, CEO

The benefits of using Billte according to Andrea

Enterprises can go to market faster - "we’re the fastest on the market". Large enterprises can deploy everything in three months, and small and medium enterprises (SMEs) can register for the white-label solution provided by the banks and they’re ready to go.

The flexibility of the solution - "We provide APIs and a platform solution. At the same time we cover reconciliation, bank connection, eBill, QR-Bill transformation, etc. – that’s a vast number of solutions that large and smaller enterprises need".

Cloud migration - If you’re a large enterprise you have to choose whether you want the solution on the premises or in the cloud. You could own this cloud yourself.

Low financial investment for large enterprises - We’re talking a maximum of CHF80k for the set-up.


How does Billte work for banks? They don't send out many invoices. What’s your approach there?

Banks don't send out many invoices. Therefore, collaboration works differently. Based on an established EBICS protocol to the SME’s bank account, banks can promote a white label solution for SMEs to digitigitise and automate their invoicing process and bring them up to speed with the new solutions coming onto the market − like QR-Bill, eBill, etc.

White Label Solution for Banks

The team behind Billte

For Andrea, it has always been a great advantage to be surrounded by people who are complementary to him culturally and business-wise. Different backgrounds are gathered under one common goal from Sabina who’s responsible for marketing, Johnny who has a PHD from ETH in mathematics and Jakeer who was a tech lead at a major player of the Swiss banks over twenty years.

It’s quite easy to keep the team motivated. Because the team is quite mature. Everybody who joined the team wanted to create something new. They want to push an innovative solution onto the market that will change the way companies do invoiceing and collect payment information.

The Team Behind Billte

The Team Behind Billte

The internationalisation of Billte: APAC, EMEA

Billte was able to internationalise their offering thanks to the F10, a fintech incubator and accelerator. Through this program, they got in touch with a group of Indonesian companies. They started partnering with Investree as they expressed a strong interest in a digitised payment solution for Southeast Asia.

Billte would like to grow organically in different markets. They're thoroughly investigating the Southeast Asian market. It’s an incredible and interesting market. They're also investigating the central part of Europe. Besides Switzerland, they’re also looking into Belgium, which is a similar market to Switzerland. Other countries they’ve researched include France and Germany. These are the countries where they’d like to establish their business in the next five years.

Internationalization of Billte


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