In a rapidly evolving financial landscape, global banking faces a critical challenge: a steady decline in ROE. Our eBook with audax and Amazon Web Services (AWS), Banking's Digital Imperative: Navigating Declining ROE and the Path to Profitable Transformation, explores innovative strategies and solutions to address this pressing issue.
What's inside:
- A deep dive into ROE trends: Explore the factors behind the global decline in ROE, from regulatory challenges to the competitive rise of fintechs. Understand the disparities across regions and bank types, and why transformation is no longer optional.
- Strategic solutions for the future: Learn how open finance, Banking-as-a-Service (BaaS), and embedded finance are redefining the industry. Real-world case studies, including Bukalapak's BaaS-powered digital banking, showcase innovation in action.
- Modernisation that works: Get insights into balancing legacy systems and digital innovation through dual-mode evolution. Compare rip-and-replace approaches with scalable, agile frameworks to unlock sustainable growth.
This eBook is your guide to embracing technology as the cornerstone of profitability and staying ahead in the rapidly changing banking landscape.