Lombard Lending

Implementing a Lomboard Lending Model can lower your Bank’s Risk-Weighted Asset reserves and associated costs can be lowered by over 80% by adopting a Lombard lending model. Moving from a single-line securities model can help increase sales opportunities while decreasing credit risks exposure and reduce operational complexity.

Are you asking yourself

Can I lower Risk-Weighted Assets costs and reserve?
Are my credit processes efficient and able to meet regulatory demands?
Can I lower the reported credit risks?
How much more credit products can I sell with an automated, efficient, and agile process?
Can I grow my investment product scope and recommendation capabilities by increasing my lending capabilities and analytics?

What you will get from us:

Detailed business case to support an improved lending offering.
Target Systems Architecture proposals to improve efficiency for all lending operations and processes.
Detailed Implementation Project Plan.

Our Approach

Management Workshops

Conduct management workshops to understand and develop the Lombard business case vision and approach.
Project Design

Derive project design and cost estimates through interviews and workshops with Business, IT, Risk & Reporting, Operations.
Target Systems Architecture

Define Target Systems Architecture through project work groups with IT as well as Operations.
Systems Capacity and Data Capability Assessment

Systems Capacity and Data Capability Assessment and Upgrade Cost Estimation together with IT working group.
Implementation Proposal

Develop a detailed implementation project proposal based on the business case in collaboration with our experts.